The payment rail for the next billion travelers

Your customers can pay like locals, anywhere they travel.

Nested Network connects your app to UPI, QRIS, PIX, mPesa and every other local QR rail through a single API. Save your users up to 10% in FX. Settle in USDT. Done in under 15 seconds, everywhere.

Live across 10 countries in Asia, LatAm and CIS · Under 15 seconds end-to-end · Built on USDT
~10%
FX savings vs. cards
<15s
End-to-end time
10
Countries live today
N
🇨🇳WeChat Pay
🇮🇩QRIS
🇧🇷PIX
🇹🇭PromptPay
🇲🇽CoDi
🇦🇷Transferencias 3.0
🇮🇳UPI
🇻🇳VietQR

Cards fail where real growth happens.

Mastercard and Visa never took root in emerging markets the way they did in the West. In India, 80% of retail payments run on UPI. In Indonesia, QRIS is the default. In Kenya, it's mPesa. Your cardholder lands in Mumbai, pulls out a Visa card, and half the merchants can't take it — or add a 3% FX fee when they do.

No acceptance

Local QR networks don't accept foreign cards. Tourists queue at ATMs or carry cash.

Painful FX

Double-dip FX markup from network and issuer. Travelers lose 3–6% per transaction.

Broken UX

No receipts, no refunds, no app-level spending visibility. Your product becomes invisible abroad.

One integration. Every local rail.

1

User scans or sends

Your customer scans any local QR code or sends a P2P transfer directly from your app — no new wallet, no re-onboarding.

2

Nested routes

We resolve the destination, quote the FX rate, and route the payment through the right local scheme.

3

Settlement in USDT

You settle with Nested in USDT on your schedule. We handle the local-currency payout to the merchant or recipient.

Everywhere, all in under 15 seconds · Settlement finality: instant

Two product lines. Live today.

QR payments live across three continents. P2P remittance live in ten countries. QR rollout continues across the rest of our remittance corridors through 2026–2027.

QR payments

In-store scan-to-pay · 3 live · 8 in rollout
🇦🇷
Argentina
Transferencias 3.0
Live
🇧🇷
Brazil
PIX
Live
🇮🇩
Indonesia
QRIS
Live
🇮🇳
India
UPI
Q3 2025
🇹🇭
Thailand
PromptPay
Q3 2026
🇻🇳
Vietnam
VietQR
Q4 2026
🇵🇭
Philippines
QR Ph
Q4 2026
🇨🇳
China
WeChat / Alipay
2026
🇸🇬
Singapore
PayNow
2027
🇲🇾
Malaysia
DuitNow
2027
🇲🇽
Mexico
CoDi
Roadmap

P2P remittance

Send to local accounts and wallets · 10 live
🇦🇷
Argentina
Local accounts
Live
🇧🇷
Brazil
Local accounts
Live
🇨🇳
China
Local accounts
Live
🇬🇪
Georgia
Local accounts
Live
🇮🇳
India
Local accounts
Live
🇮🇩
Indonesia
Local accounts
Live
🇲🇽
Mexico
Local accounts
Live
🇲🇩
Moldova
Local accounts
Live
🇹🇭
Thailand
Local accounts
Live
🇻🇳
Vietnam
Local accounts
Live

Settle instantly. Skip the nostro.

Traditional cross-border rails force you to pre-fund local-currency accounts in every country you operate in. Capital gets stuck. FX risk piles up. Settlement takes days.

Nested Network settles in USDT on-chain. You fund once — we handle the local-currency payout on the other side. No nostro accounts. No multi-day cycles. No idle working capital across twenty jurisdictions.

No pre-funding

Your capital stays in USDT. We hold the local-currency float.

Instant settlement

On-chain finality in minutes, not days.

Up to 10% FX savings

Live mid-market quotes versus card-network FX markup, everywhere.

Ship it in a week, not a quarter.

REST API

Direct integration

For teams with their own payment stack.

  • OpenAPI spec, sandbox keys
  • Webhooks for every lifecycle event
  • ~2-week technical integration
POST /payments
GET /routes
GET /settlement
Drop-in widget

QR widget

Pre-built web/mobile component. Launch in days.

  • Handles QR scan, FX quote, confirmation
  • White-label theming
  • iOS, Android, Web SDKs
Backend-only

Headless

For issuers that expose Nested through their own UI.

  • We handle routing, FX, compliance
  • You own UX and customer
  • Lightest surface area

Who's building on Nested Network.

Banks & neobanks

Give cardholders a reason not to carry cash abroad. Reduce reliance on Visa/Mastercard interchange in outbound-travel corridors.

Digital wallets

Your users already love your wallet at home. Make it work the same way in their next 50 destinations.

Crypto wallets & exchanges

Bridge your users' USDT balances to real-world spending and remittance at 50M+ local merchants and accounts.

Travel & fintech super-apps

Embed local payments and transfers into booking, loyalty, or expense flows. One SDK, every destination.

You pay when your users transact.

No setup fees for standard integrations. No monthly minimums during pilot. We earn a small transparent FX margin plus a per-transaction fee — and we share economics with partners who drive volume.

Get commercial terms

Your roadmap has "international payments" on it.
Let's skip the next 18 months of building it.

No NDA required for intro call. Sandbox key within a week.